415-297-5900
  • 			    No matter what type of loan you need, we're with you every step of the way.

    No matter what type of loan you need, we're with you every step of the way.

  • 			    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.

    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.

  • 			    REFINANCING is easy with our professionals' help.

    REFINANCING is easy with our professionals' help.

Today's Rates
View All
Apply Now
Get Started
Mortgage News
See All

HomePath, FHA and VA Mortgage in Oakland, CA

Welcome to the official site of In Touch Realty Services. We are a full-service mortgage company based in Oakland, CA. We specialize in HomePath, FHA and VA Mortgage in Oakland. We also serve the surrounding cities in Alameda County, including zip code: 94612. We can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.

In terms of Purchase Loan programs, we offer the following:

FHA | VA | USDA | HomePath | Jumbo | Commercial | Conventional

Refinancing? We can help you with that, too!

We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | FHA 203k | VA Streamline | VA Cash Out | Conventional | HELOC | HARP | Commercial | Jumbo
Contact In Touch Realty Services today to discuss your mortgage loan options and find out which loan program will best suit your needs.

Recent Articles

Jan
09
2019
Credit Score Requirements For 2019 Homebuyers
Your credit score is the first thing we review when applying for a home loan. While there are many factors involved in qualifying, your FICO is the most critical. The minimum credit score needed in 2019 to qualify depends mostly on the type of home loan you are looking to get. Generally...
Jan
02
2019
Is Paying Off Your Mortgage Early Worth It?
Paying off debt as soon as possible is always is a good thing --but does that rule also apply to mortgage debt? Is making an extra payment each month to pay off the mortgage early worth it? In this week's post, we'll explore the pros and cons of paying off the mortgage early. Not a homeowner...
Dec
27
2018
Increased Mortgage Rates --Should You Still Buy In 2019?
Does the news of rising rates make you second guess buying your first home in 2019? It shouldn't and here's why: Higher Rates But Not Frighteningly High With headlines that read "Feds Hike Up Mortgage Rates -- Highest Since 2014," it's no wonder that you doubt that it's a great time to buy...
Dec
19
2018
5 Secrets To Buying A Home You'll Love
Most tips for buying a home start with figuring out how much you can afford and applying for a home loan (which are great tips and we recommend you do both of those things when shopping for a new home). But what else is there? Are there lesser known tips for buying a home that can make a big...